Horizon
Actuarial Modeling & Investment Decisioning
Forward-looking actuarial projection plus the AI-driven investment management suite. Horizon automates balance sheet construction and capital projection at a policy component level, then extends into portfolio optimization, pre-trade analysis, and investment committee decisioning. Hosted on the cloud, Horizon is secure and requires zero upkeep.
Actuaries and Solvency
As industry veterans, we've heard it many times – actuaries were the first data scientists and insurance companies were the first data companies. Horizon transforms today's insurers' "so much data, so little time" dilemma into a "solid insights in no time" success story. It generates Solvency II-compliant actuarial modeling at the click of a button, and now drives investment decisions from the same trusted data.
Actuarial Modeling
Stochastic and machine learning-generated modeling for life and non-life, with SFCR and balance-sheet construction.
Stochastic and machine learning-generated modeling:
- Value in Force by scenarios and components
- Profit and loss by scenarios and components
- Reserves development tracking
- Income breakdown by premiums and reinsurance
- Expenses breakdown by payments and commissions
- Capital projection simulator
Comprehensive SCR calculations and breakdowns:
- SCR calculation per each Line of Business
- Non-Life and NSLT Health breakdown
- CAT, Lapse, Premium and Reserve SCR
- • Balance sheet bottom-up construction
- • Solvency and Helper tabs automated fill
- • SFCR main reporting file generation
- • Control parameters of Standard model
- • Compare portfolios before and after model change
- • Flexible and agile front end
AI-Driven Investment Management Suite
Horizon extends beyond reporting into investment decisioning — optimize portfolios, test allocations before you trade, run a full investment committee workflow, and monitor credit, all aligned with your risk and capital position.
- Constraint-based optimization
- Risk-return & SCR-aware frontiers
- Rebalancing recommendations
- Pre-trade what-if environment
- Test allocations vs. risk & capital
- Compare candidate portfolios
- 7-agent IC workflow
- Auto-prepared IC packs & drivers
- Decision-ready summaries
- Issuer & report-driven analysis
- Verified-data narratives
- Exposure & downgrade signals
Dashboards & Audit
Benefit from intuitive, personalized dashboards with multi-level filters and drill-down, automated notifications, and a full audit log. Compare solvency over time, present live interactive reports to an audience, and share your reports with select teammates.
- Multi-level filters and drill-down
- Solvency comparison over time
- Shareable live interactive reports
- Automated notifications
- Setup of individual assets
- Log report to track portfolio updates
Online Support
Online tickets-based support service, community knowledge center to enrich your profession, and live chat assistance.
Let's Get Started
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